Here is a step-by-step guide to help you send money online to the Philippines:

1. Log in or register with Western Union to set up your personal profile.
2. Set your destination as the Philippines and enter the amount you’d like to transfer.
3. Select either cash pickup, mobile wallet² or bank transfer, depending on how your receiver wants to get the money.
4. Choose your payment method from the available options, including credit⁴/debit card, SOFORT, Apple Pay, bank transfer or cash.
5. Click ‘Continue’ and enter your receiver’s details as required.
6. Submit your payment details if necessary and your money transfer will be processed. You should also receive a unique tracking number (MTCN) to track your money transfer in real time.

You can send up to EUR €15,500 to the Philippines from Germany via direct bank transfer with Western Union. You’ll need to make sure the name on your bank account matches the name on your profile, to avoid your payment being rejected.

Credit⁴ and debit cards can be used to pay for money transfers of up to EUR €4,000, while SOFORT transfers have a maximum limit of EUR €5,000.

If your recipient wants to receive the funds in a mobile wallet², there is a maximum transfer limit of EUR €2,2000.

If your receiver would like to collect their funds at a nearby agent location, you can send up to EUR €5,000 to the Philippines for cash pickup in PHP or USD.

We will need to verify your identity for any money transfers over EUR €1,000.

You can use our price estimator to calculate the cost of your money transfer from Germany to the Philippines.

Choose ‘the Philippines’ as your destination and enter the amount you’d like to send, then select your receiving and payment methods. It will then generate a total transfer cost estimate, including transfer fees³ and currency exchange rates³.

Western Union has many agent locations across Germany, where you can pay for your money transfer to the Philippines. Here’s a breakdown of what you can expect when sending money in person:

• Find an agent location near you.
• Head to the counter with your receiver’s details at the ready.
• You may also be asked for some personal identification. This could be a phone number or government-issued ID.
• Pay for your money transfer to the Philippines in cash or use a credit⁴/debit card.
• Find the unique tracking number (MTCN) on your receipt to keep track of the money transfer.

The best way to transfer money to the Philippines from Germany is to use a reliable money transfer service that can deliver your money to your loved ones in the way that suits them best.

When you use Western Union, whether your recipient prefers cash, bank transfer or mobile wallet², we can get the money to them in a way that works for them.